.Union Financial Official Nirmala Sitharaman3 minutes reviewed Final Upgraded: Aug 28 2024|12:15 AM IST.On the eve of the 10th anniversary of Pradhan Mantri Jan-Dhan Yojana (PMJDY), Union Money Minister Nirmala Sitharaman announced that the authorities intends to open over 30 million brand new PMJDY profiles during the course of 2024-25.Rundown media reporters, Sitharaman unveiled that since August 14, 2024, an overall of 531.3 thousand Jan-Dhan accounts have been opened considering that the scheme's launch a decade back, with a collective deposit remainder of Rs 2.3 trillion.The common difference per account has actually raised from Rs 1,065 in March 2015 to Rs 4,352 since August 16, 2024. About 80 per-cent of these accounts are actually presently energetic." PMJDY has actually participated in a crucial job during the widespread, especially for women," stated Sitharaman.Regardless of the allocation for absolutely no harmony and the lack of a minimum harmony criteria, merely 8.4 per-cent of the profiles keep a no balance. The system has actually been actually especially helpful in non-urban and semi-urban areas, where 66.6 percent of the accounts are located.As of August 14, 2024, girls account owners exemplify 55.6 percent of the complete profiles, amounting to 295.6 million accounts, depending on to the Department of Financial.
Presently, 99.95 per-cent of all settled communities possess financial resources accessible within a 5-kilometre radius by means of several touchpoints, including financial institution branches, automated teller machines, banking correspondents, and India Message Repayments Bank.As of August 14, 2024, there end 1.73 billion important CASA (bank account money market account) profiles in the country, including more than 530 thousand important PMJDY profiles.Concerning social protection programs, Sitharaman highlighted that over 200 thousand cumulative enrolments have actually provided life insurance protection of Rs 2 lakh under the Pradhan Mantri Jeevan Jyoti Bima Yojana, along with a yearly costs of Rs 436.Also, over 450 million cumulative enrolments have actually supplied 1 year unintentional cover of Rs 2 lakh (for death or irreversible total special needs) and also Rs 1 lakh (for irreversible limited handicap) under the Pradhan Mantri Suraksha Bima Yojana, with a fee of Rs 20 yearly.The Atal Pension Yojana has actually enrolled over 68 million subscribers.In terms of credit-linked programs, Sitharaman reported that under the Pradhan Mantri Mudra Yojana, 489.2 thousand collective finances amounting to Rs 29.93 trillion (as of July 12, 2024) have actually been approved to offer collateral-free institutional finance to micro and also small business systems approximately Rs 10 lakh for income-generating activities.Under the Rise India Program, 236,000 advancing fundings totting Rs 53,609 crore (since July 15, 2024) have actually been approved to Scheduled Caste, Scheduled Tribe, and girls entrepreneurs for setting up greenfield tasks.Also, the Pradhan Mantri SVANidhi scheme has approved financings worth Rs 12,630 crore to 6.52 million street merchants since August 27, 2024.u00b7 Pradhan Mantri Jan-Dhan Yojana (PMJDY) launched on August 28, 2014.u00b7 PMJDY collective deposit difference of Rs 2.3 mountain.u00b7 There more than 1.73 billion important CASA profiles.u00b7 Ladies account holders comprise 55.6% of overall accounts.Initial Released: Aug 27 2024|9:37 PM IST.